Here’s a report on average house prices in the UK, including the top 20 most expensive (richest) areas and top 20 cheapest (poorest) areas based on the latest available data (predominantly HM Land Registry & Gov.UK data and other recent reputable sources). I’ve included figures in GBP and also explained context such as UK-wide averages.
---
---
Note: Precise top 20 local authority official complete UK lists aren’t all published in one place, so this combines Gov.UK house price index data for local authorities and trusted property analyses (London borough data and known affluent areas). Prices reflect average values where available.
*Estimated from independent property affordability valuation data; not all local authorities report monthly averages. (Hopkins Homes5)
👉 Most expensive areas are dominated by London boroughs and affluent commuter belt councils in the South East.
---
This list combines UK-wide affordable local authorities from recent Land Registry / Land index analyses.
†Multiple postcode-level areas included where local authority data isn’t granular. (Property Investments UK7)
👉 Cheapest areas are mostly in Northern England, Scotland, and Wales.
---
Since this report uses GBP (£) exclusively (UK currency), there’s no separate foreign currency conversion here. If you need conversions to EUR, USD or others, let me know and I can add those based on current exchange rates.
---
✅ London and South East dominate the richest house price regions, especially central boroughs.
✅ Northern and many Scottish/Welsh areas often have the lowest house prices.
✅ Average prices vary significantly from under £120,000 in cheaper areas up to over £1,180,000 in the most expensive local authorities. (GOV.UK2)
---
If you’d like, I can also provide visual charts/maps of these top 20 lists or break them down by country (England, Scotland, Wales, Northern Ireland) separately.
1: https://moneyweek.com/investments/house-prices/halifax-house-prices-fell-tax-hike-fears?utm_source=chatgpt.com "Halifax: House prices fell in September as rumoured tax hikes hang over the market"
2: https://www.gov.uk/government/statistics/uk-house-price-index-for-march-2025/uk-house-price-index-england-march-2025?utm_source=chatgpt.com "UK House Price Index England: March 2025 - GOV.UK"
3: https://www.theguardian.com/money/2025/dec/30/plymouth-had-uk-steepest-rise-in-house-prices-in-2025?utm_source=chatgpt.com "Plymouth had UK's steepest rise in house prices in 2025"
4: https://www.reddit.com//r/HousingUK/comments/1njc3lc?utm_source=chatgpt.com "ONS - UK house prices climb 2.8% in the 12 months to July."
5: https://www.hopkinshomes.co.uk/support-guides/2024-property-hotspots/?utm_source=chatgpt.com "2024 Housing Hotspots: Discover the UK's Most and Least ..."
6: https://hoa.org.uk/advice/guides-for-homeowners/i-am-buying/cheapest-places-to-buy-a-house/?utm_source=chatgpt.com "Cheapest Places To Buy A House In The UK 2025 - HOA"
7: https://www.propertyinvestmentsuk.co.uk/cheapest-places-to-buy-a-house-england/?utm_source=chatgpt.com "Top 20 Cheapest Places To Buy A House In England & The UK"
---
🏠 UK Average House Prices — Overview
•UK average house price: ~£270,000 – £298,000 (recent estimates vary by source and time period). (MoneyWeek1)
•England overall average: ~£296,000 (Gov.UK, March 2025). (GOV.UK2)
•London average: ~£570,000 (most expensive region). (The Guardian3)
•Regional differences: Wales, Scotland, Northern Ireland generally less expensive than England. (Reddit4)
---
📊 Top 20 Most Expensive Areas (Richest) — Average House Prices
Note: Precise top 20 local authority official complete UK lists aren’t all published in one place, so this combines Gov.UK house price index data for local authorities and trusted property analyses (London borough data and known affluent areas). Prices reflect average values where available.
| Rank | Area | Avg House Price (GBP) | Notes |
|---|---|---|---|
| 1 | Kensington and Chelsea | ~£1,188,000 – £1.2 M | England’s most expensive borough. (GOV.UK2) |
| 2 | City of Westminster | ~£904,000 | High central London prices. (GOV.UK2) |
| 3 | Camden | ~£781,000 | Central London. (GOV.UK2) |
| 4 | Richmond upon Thames | ~£776,000 | Affluent outer London. (GOV.UK2) |
| 5 | Hammersmith and Fulham | ~£733,000 | London borough. (GOV.UK2) |
| 6 | Wandsworth | ~£704,000 | South-west London. (GOV.UK2) |
| 7 | Islington | ~£656,000 | Central/inner London. (GOV.UK2) |
| 8 | Barnet | ~£605,000 | Outer London borough. (GOV.UK2) |
| 9 | Brent | ~£570,000 | Outer London. (GOV.UK2) |
| 10 | Bromley | ~£521,000 | Outer London. (GOV.UK2) |
| 11 | Elmbridge (Surrey) | ~£675,000 | Known expensive commuter area (property analyses). (Hopkins Homes5) |
| 12 | Sevenoaks (Kent) | ~£492,000+ | Southeast England affluent. (Hopkins Homes5) |
| 13 | Mole Valley (Surrey) | ~£565,000 | Surrey commuter belt. (Hopkins Homes5) |
| 14 | St Albans (Herts) | ~£554,000 | Commuter area. (Hopkins Homes5) |
| 15 | Islington (London) | ~£659,000 | Repeated on some analyses. (Hopkins Homes5) |
| 16 | Winchester (Hants) | ~£505,000 | Historic city. (Hopkins Homes5) |
| 17 | Harrow (London) | ~£503,000 | London outer. (Hopkins Homes5) |
| 18 | Merton (London) | ~£567,000 | Southern London. (Hopkins Homes5) |
| 19 | North Somerset (England) | ~£500,000+ | Above average. (Hopkins Homes5) |
| 20 | Tandridge (Surrey) | ~£517,000 | Surrey mid-ranking. (Hopkins Homes5) |
👉 Most expensive areas are dominated by London boroughs and affluent commuter belt councils in the South East.
---
📉 Top 20 Cheapest Areas (Poorest) — Average House Prices
This list combines UK-wide affordable local authorities from recent Land Registry / Land index analyses.
| Rank | Area | Avg House Price (GBP) | Notes |
|---|---|---|---|
| 1 | Burnley (Lancs) | ~£117,000 | Cheapest in England. (GOV.UK2) |
| 2 | East Ayrshire (Scotland) | ~£130,000 | Scottish affordability. (HomeOwners Alliance6) |
| 3 | Hyndburn (Lancs) | ~£131,000 | North West England. (HomeOwners Alliance6) |
| 4 | North Ayrshire (Scotland) | ~£133,000 | Scottish local authority. (HomeOwners Alliance6) |
| 5 | Inverclyde (Scotland) | ~£134,000 | Scotland. (HomeOwners Alliance6) |
| 6 | City of Aberdeen | ~£138,000 | Scotland city. (HomeOwners Alliance6) |
| 7 | County Durham | ~£138,500 | NE England. (HomeOwners Alliance6) |
| 8 | Hartlepool | ~£138,700 | NE England. (HomeOwners Alliance6) |
| 9 | Blackpool | ~£139,000 | NW seaside town. (HomeOwners Alliance6) |
| 10 | Blaenau Gwent (Wales) | ~£140,600 | Wales. (HomeOwners Alliance6) |
| 11 | Pendle (Lancs) | ~£142,000 | NW England. (HomeOwners Alliance6) |
| 12 | Middlesbrough | ~£143,500 | NE England. (HomeOwners Alliance6) |
| 13 | Hull | ~£144,900 | Yorkshire & the Humber. (HomeOwners Alliance6) |
| 14 | Stoke-on-Trent | ~£148,400 | Midlands. (HomeOwners Alliance6) |
| 15 | Sunderland | ~£149,600 | NE England. (HomeOwners Alliance6) |
| 16 | Carlisle area postcodes† | ~£100k-£120k | Some lowest postcodes. (Property Investments UK7) |
| 17 | Grimsby area postcodes† | ~£80k-£115k | Very low value zones. (Property Investments UK7) |
| 18 | Birkenhead area† | ~£116k | Merseyside. (Property Investments UK7) |
| 19 | Bishop Auckland area† | ~£103k | NE England. (Property Investments UK7) |
| 20 | Shildon (DL4) area† | ~£83k | North East postcode. (Property Investments UK7) |
👉 Cheapest areas are mostly in Northern England, Scotland, and Wales.
---
💷 Currency & Conversion Notes
Since this report uses GBP (£) exclusively (UK currency), there’s no separate foreign currency conversion here. If you need conversions to EUR, USD or others, let me know and I can add those based on current exchange rates.
---
📌 Key Insights
✅ London and South East dominate the richest house price regions, especially central boroughs.
✅ Northern and many Scottish/Welsh areas often have the lowest house prices.
✅ Average prices vary significantly from under £120,000 in cheaper areas up to over £1,180,000 in the most expensive local authorities. (GOV.UK2)
---
If you’d like, I can also provide visual charts/maps of these top 20 lists or break them down by country (England, Scotland, Wales, Northern Ireland) separately.
1: https://moneyweek.com/investments/house-prices/halifax-house-prices-fell-tax-hike-fears?utm_source=chatgpt.com "Halifax: House prices fell in September as rumoured tax hikes hang over the market"
2: https://www.gov.uk/government/statistics/uk-house-price-index-for-march-2025/uk-house-price-index-england-march-2025?utm_source=chatgpt.com "UK House Price Index England: March 2025 - GOV.UK"
3: https://www.theguardian.com/money/2025/dec/30/plymouth-had-uk-steepest-rise-in-house-prices-in-2025?utm_source=chatgpt.com "Plymouth had UK's steepest rise in house prices in 2025"
4: https://www.reddit.com//r/HousingUK/comments/1njc3lc?utm_source=chatgpt.com "ONS - UK house prices climb 2.8% in the 12 months to July."
5: https://www.hopkinshomes.co.uk/support-guides/2024-property-hotspots/?utm_source=chatgpt.com "2024 Housing Hotspots: Discover the UK's Most and Least ..."
6: https://hoa.org.uk/advice/guides-for-homeowners/i-am-buying/cheapest-places-to-buy-a-house/?utm_source=chatgpt.com "Cheapest Places To Buy A House In The UK 2025 - HOA"
7: https://www.propertyinvestmentsuk.co.uk/cheapest-places-to-buy-a-house-england/?utm_source=chatgpt.com "Top 20 Cheapest Places To Buy A House In England & The UK"
Read More
COMMUNITY
People